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Navigator Travel Insurance are specialists in long stay 12 months travel insurance. If you are travelling overseas for an extended period of time, you need a Long Stay policy. These are sold in durations from 2 months up to 18 months. Most people buy 1 year travel insurance, but if you are uncertain of the exact duration, you can take a shorter duration and extend it up to the 12 months if necessary.
Flexibility in the amount of time you can add on. For example, many people want to stay for weeks or months. Most companies only allow “a further 12 month period”. This is essential for Australia because you may want to get a 2nd working holiday visa or perhaps you simply want to travel in other countries for a while on the way.
Nov 15, 2016 · Gap year travel insurance, which is very popular among students, covers travellers to be away for an extended trip, typically for around 12 months or more. Gap insurance is different to annual (or 'multi-trip') travel insurance because, while this also provides cover for a whole 12 months, it usually imposes a cap of around 30-60 days on each individual trip.
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This policy covers an unlimited number of trips throughout the 12 month Period of Insurance. Each trip has a maximum stay validity depending on the type of policy chosen. For example, for Standard Policies, the maximum duration of any trip shall not exceed 30 days and for Premier policies, the maximum duration of any trip must not exceed 70 days.